bbbb 發問於 科學及數學數學 · 1 十年前

borrow and put in fixed deposit

If I borrow at a low rate 3.9% per year and put into the fixed deposit of 4.1% per year, am I benefited? Can I cover the interest by my fixed deposit?

1 個解答

  • 1 十年前

    If according to the information you provided, you have gained on it. But I wonder the interest rate is as low as 3.9%, which is lower that the mortgage interest ( purpose mortgage loan can get the lowest interest rate than private loan ).

    You should pay attention on the terms and conditions wor, the rate is fixed or any special requirement attacted or any administration fee etc...

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