Peggy 發問於 商業及金融稅金香港 · 1 十年前

有關稅貸的問題

如要借錢交稅, 邊度最平息呢?

同埋點為之平呢? (本人是數字白痴, 所以完全不懂, 請指教!)

2 個解答

評分
  • 1 十年前
    最愛解答

    Banks have complicated the interest calculation of loan. Some claimed no interest charged but there are handling fee and some imposed 1% insurance charge upfront. I suggest you to use simply calculation by using

    (total amount to be paid - borrowing amount)/borrowing amount

    to work out the actual additional fee/interest charge of your loan per annual.

    My recent research find (Hang Seng Bank & Citibank) that the rate (using the methodology mentioned above) is around 5.xx %, you can use it as reference. The advertisement of Wing Hang claimed to be the lowest in the market and you can check it out.

    The above is applied to my borrowing amount only (below 100,000).

    資料來源: self
  • 5 年前

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